Dr. Patricia Born is Midyette eminent scholar and full professor in the Department of Risk Management/Insurance, Real Estate and Legal Studies at Florida State University. She received her MA and PhD from Duke University and her BA from the University of Michigan. Born teaches courses in risk management, insurance, and data analytics at all academic levels. Her research publications address issues in insurance regulation, medical malpractice liability, health insurance, catastrophe modeling, and insurance market development. She has served as an expert witness and provided consulting services on a wide range of cases relating to insurance and liability issues. Born currently serves on the Florida Commission on Hurricane Loss Projection Methodology and has held leadership roles in several academic organizations including the American Risk and Insurance Association and the Risk Theory Society. She is editor of the Risk Management and Insurance Review and currently serves as chair of the Florida Panhandle District Long Term Care Ombudsman Council.